Rates dated September 2026

Home vs public charging: which actually costs less?

Enter your own numbers — the gap between home and public charging is usually bigger than people expect, but so is the cost of installing a home charger. This shows both sides, including whether the install pays for itself.

How this is priced. State electricity rates are EIA averages for June 2026 (released 26 Aug 2026) — your own bill is the number that matters, so change it. Public network prices are dated national averages that move monthly and by site; use them for planning, then check the network's app for the actual quote before you charge. The federal home-charger credit (Section 30C) expired for any installation placed in service after 30 June 2026, so it is not included here.

Your driving

Typical EV: 3–4.5

Home charging

There's no universal EV off-peak discount — it depends entirely on your utility's plan. See examples in the guide.
Typical range shown as default — edit to your own quote.
See examples in the guide — Austin Energy, PG&E, Duke, LADWP, SMUD, NJ and others run these.

Public charging

80%
The rest is assumed to be public charging.
Your result

Charging at home costs you about

$0/year less

100% home charging
$0
$0 / 100 mi
100% public charging
$0
$0 / 100 mi
Your blended annual cost
$0
Home rate default: EIA state average, June 2026 data (released 26 Aug 2026). Public network defaults: dated planning averages, Sept 2026 — not live quotes. Nothing you enter here is sent anywhere; this runs entirely in your browser.

Public network pricing used here

Dated planning averages — check the network's own app for a live quote before you charge.

NetworkPay-as-you-goMembershipMember rate

Want to understand why the gap is this size, and what else affects it? Read the full guide. Read the guide →